International best practice suggests people should begin to plan for retirement about five years beforehand. We agree this is ideal but realistically for many people between twelve and eighteen months in advance might be more practical. So why do you need to plan?

  1. To gain an understanding of retirement as an opportunity not a threat
  2. To take a positive approach to your personal change in retirement
  3. To take stock of major areas of our lives that need some thought in retirement such as health, finance, relationships, and managing time with purpose.
  4. To give you the confidence and knowledge/skills to make this a most rewarding phase of life.